To place an obituary, please include the information from the obituary checklist below in an email to [email protected]. There is no option to place them through our website. Feel free to contact our obituary desk at 651-228-5263 with any questions.
**General Information:**
– Your full name
– Address (City, State, Zip Code)
– Phone number
– An alternate phone number (if any)
**Obituary Specification:**
– Name of Deceased
– Obituary Text
– A photo in a JPEG or PDF file is preferable; TIF and other files are accepted. We will contact you if there are any issues with the photo.
– Ad Run Dates
There is a discount for running more than one day, but this must be scheduled on the first run date to apply. If a photo is used, it must be used for both days for the discount to apply. Contact us for more information.
**Policies:**
**Verification of Death:**
To publish obituaries, a name and phone number of the funeral home or cremation society handling the arrangements are required. We must contact them during their business hours to verify the death.
If the body has been donated to the University of Minnesota Anatomy Bequest Program, or a similar program, their phone number is required for verification. Please allow enough time for contact, especially during limited weekend hours.
A death certificate is also acceptable for verification. Only one of these two options is necessary.
**Guestbook and Outside Websites:**
We are not allowed to reference other media sources with a guestbook or an obituary placed elsewhere when placing an obituary in print and online. We may place a website for a funeral home or a family email for contact instead. Contact us with any questions regarding this matter.
**Obituary Process:**
Once your submission is completed, we will fax or email a proof for review prior to publication in the newspaper. This proof includes price and days the notice is scheduled to appear.
Please review the proof carefully. We must be notified of errors or changes before the notice appears in the Pioneer Press based on each day’s deadlines. After publication, we will not be responsible for errors that may occur after final proofing.
**Online:**
Changes to an online obituary can be handled through the obituary desk. Call us with further questions.
**Payment Procedure:**
Pre-payment is required for all obituary notices prior to publication by the deadline specified below in our deadline schedule. Please call 651-228-5263 with your payment information after you have received the proof and approved its contents.
– **Credit Card:** Payment accepted by phone only due to PCI (Payment Card Industry) regulations
– **EFT:** Check by phone. Please provide your routing number and account number.
– **Cash:** Accepted at our front counter Monday–Friday from 8:00 AM – 3:30 PM
**Rates:**
The minimum charge is $162 for the first 10 lines. Every line after the first 10 is $12.20. If the ad is under 10 lines, it will be charged the minimum rate of $162.
On a second run date, the lines are $8.20 per line, starting with the first line. For example: if the first run date was 20 lines, the cost would be $164.
Each photo published is $125 per day. For example, 2 photos in the paper on 2 days would be 4 photo charges at $500.
**Deadlines:**
Please follow deadline times to ensure your obituary is published on the day requested.
**Hours Deadline (no exceptions)**
Ad Photos
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**Memoriam (Non-Obituary) Request:**
Unlike an obituary, memoriam submissions are remembrances of a loved one who has passed. The rates for a memoriam differ from obituaries. Please call or email us for more memoriam information.
Please call 651-228-5280 for more information.
**HOURS:** Monday–Friday 8:00 AM – 5:00 PM (Closed weekends and holidays)
Please submit your memoriam ad to [email protected]
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**Additional Content**
Souring financial markets can dig countries into a hole so deep that the only way out is some form of debt default, either explicit or disguised by high inflation. Attitudes shifted after the global recession of 2008 and they will need to shift back again.
Because the post-crash recovery was so sluggish, “austerity” — the effort to roll back the earlier stimulus — got a bad name. There was talk of “secular stagnation” as interest rates fell to historic lows, which were then thought to be permanent. Cheap money for years to come made bigger deficits affordable.
Balance the budget? From now on, public borrowing would pay for itself. The facts have changed, but this mindset persists. Most U.S. policymakers have simply stopped caring about ever-rising debt.
Elsewhere, governments might pay lip service to the need for discipline — in some cases adopting budget rules or creating “fiscal councils” to address the problem — but their actions have fallen short.
If long-term inflation-adjusted interest rates outpace economic growth and drift even higher, debt will keep trending upward and deficits will be ever harder to cut. That’s all too likely.
In the U.S. and Europe, aging populations are raising dependency ratios, pushing revenue down and social spending up. Governments are acknowledging the need for bigger defense outlays. New and better infrastructure is urgently required, including for the clean-energy transition. Coping with the next recession, to say nothing of the next pandemic, is a matter of when, not whether.
The only alternative to an eventual fiscal breakdown is to combine spending restraint with new revenue. First, though, policymakers must understand just how vulnerable their economies have become.
It’s way past time for them to rediscover budget discipline and actually plan to do something about it.
— The Bloomberg Opinion Editorial Board
https://www.twincities.com/2025/10/19/other-voices-its-not-just-here-government-debt-is-a-global-problem/